What Are Cookies
Cookies are small text files that are placed on your device (computer, smartphone, or tablet) when you visit our website. They help us recognize your device and store information about your preferences and past actions.
At Mxney Finance ApS, we use cookies and similar tracking technologies to enhance your experience, ensure platform security, analyze usage patterns, and provide personalized services. This Cookie Policy explains what cookies we use, why we use them, and how you can control them.
Legal Basis: We use cookies based on your consent, our legitimate interests in operating an efficient service, and to fulfill our contractual obligations to provide you with our services.
Types of Cookies We Use
We use the following categories of cookies on our platform:
Essential Cookies
These cookies are necessary for the website to function and cannot be switched off. They are usually only set in response to actions you take, such as setting privacy preferences, logging in, or filling forms.
Authentication: Keeps you logged in across pages
Security: Prevents cross-site request forgery
Load Balancing: Ensures website stability
Duration: Session or up to 1 year
Analytics Cookies
These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. We use this data to improve our services and user experience.
Google Analytics: Tracks page views and user behavior
Hotjar: Records user sessions for UX improvement
Mixpanel: Analyzes feature usage and user flows
Duration: Up to 2 years
Functional Cookies
These cookies enable enhanced functionality and personalization, such as remembering your preferences, language selection, and region. They may be set by us or third-party providers whose services we use.
Language Preferences: Remembers your language choice
User Preferences: Stores display and feature settings
Chat Support: Enables customer support features
Duration: Up to 1 year
Marketing Cookies
These cookies track your online activity to help advertisers deliver more relevant advertising or limit how many times you see an ad. We only use these with your explicit consent.
Google Ads: Measures ad campaign effectiveness
Meta Pixel: Tracks conversions from social media
LinkedIn Insight: Analyzes professional audience engagement
Duration: Up to 1 year
Third-Party Cookies
Some cookies are placed by third-party services that appear on our pages. We do not control these cookies, and you should refer to the third party's privacy policy for more information:
Service Providers
- Stripe (Payment processing)
- Intercom (Customer support)
- Cloudflare (Security and performance)
- AWS (Infrastructure services)
Analytics Partners
- Google Analytics
- Segment (Data routing)
- Amplitude (Product analytics)
- Sentry (Error tracking)
Note: Third-party cookies are subject to the privacy policies of their respective providers. We recommend reviewing these policies to understand how your data is used.
How to Manage Cookies
You have several options for managing cookies on our platform:
Cookie Settings
When you first visit our website, you'll see a cookie banner that allows you to:
- Accept all cookies
- Reject non-essential cookies
- Customize your cookie preferences by category
You can change your preferences at any time through the cookie settings link in our footer.
Browser Settings
Most web browsers allow you to control cookies through their settings:
Chrome: Settings → Privacy and security → Cookies
Firefox: Settings → Privacy & Security → Cookies
Safari: Preferences → Privacy → Cookies
Edge: Settings → Privacy, search, and services
Opt-Out Tools
You can opt out of certain third-party cookies:
- Google Analytics Opt-out: tools.google.com/dlpage/gaoptout
- Meta Ads: meta.com/settings/ads
- LinkedIn Ads: linkedin.com/psettings/guest-controls
- General opt-out: youronlinechoices.eu
Warning: Disabling cookies may affect the functionality of our website. Essential cookies cannot be disabled as they are necessary for the platform to function properly.
Detailed Cookie Information
Below is a detailed list of the main cookies we use:
| Cookie Name | Purpose | Duration | Type |
|---|---|---|---|
| mxney_session | Authentication and session management | Session | Essential |
| mxney_csrf | Security token to prevent CSRF attacks | Session | Essential |
| mxney_consent | Stores your cookie consent preferences | 1 year | Essential |
| _ga, _gid | Google Analytics tracking | 2 years | Analytics |
| intercom-id | Customer support chat functionality | 9 months | Functional |
| _fbp | Facebook advertising tracking | 3 months | Marketing |
Legal Basis for Using Cookies
Under GDPR, we must have a valid legal basis for processing your personal data through cookies:
Consent
For analytics and marketing cookies, we rely on your explicit consent. You can withdraw this consent at any time through our cookie settings.
Legitimate Interests
For essential cookies, we rely on our legitimate interests to provide secure and functional services, which outweigh any minimal impact on your privacy.
Contract Performance
Some cookies are necessary to fulfill our contractual obligations to provide you with the services you've requested.
Cookie Data Retention
Cookie data is retained for different periods depending on the type of cookie and its purpose:
- Session Cookies: Deleted when you close your browser
- Persistent Cookies: Retained for the period specified in the cookie (see table above)
- Analytics Data: Aggregated and anonymized after 26 months
- Marketing Data: Retained according to the third-party provider's policy
We regularly review and delete cookies that are no longer necessary for their intended purpose.
International Cookie Data Transfers
Some of our third-party cookie providers may transfer data outside the European Economic Area (EEA). When this happens, we ensure appropriate safeguards are in place:
- EU-US Privacy Shield certification (where applicable)
- Standard Contractual Clauses approved by the European Commission
- Adequacy decisions for certain countries
- Your explicit consent for marketing cookies
Updates to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in our cookie usage, legal requirements, or business practices. When we make material changes:
- We will update the “Last Updated” date
- We will notify you through a banner on our website
- We may request renewed consent for certain cookies
- The updated policy will be effective immediately unless otherwise stated
Your Cookie Rights
Under GDPR, you have specific rights regarding cookies and the data they collect:
Right to Consent
You can choose which non-essential cookies to accept and can change your mind at any time.
Right to Access
You can request information about what cookie data we hold about you.
Right to Delete
You can request deletion of cookie data by clearing cookies in your browser.
Right to Object
You can object to the processing of your data through certain cookies.
Questions About Cookies
If you have questions about our use of cookies or this Cookie Policy, please contact us:
Data Protection Officer
Email: connect@mxney.io
Phone: +45 44 10 50 30
Subject: Cookie Inquiry
Postal Address
Mxney Finance ApS
Attn: Privacy Team
Erik Husfeldts Vej 7, 2630 Taastrup, Denmark
For more information about how we protect your privacy, please see our Privacy Policy.
Company Information
Mxney Finance ApS
43390821
Mads Høgholm Lauritzen
Erik Husfeldts Vej 7, 2630 Taastrup, Denmark
+45 44 10 50 30
connect@mxney.io